Periods of heightened volatility during equity market selloffs have traditionally been accompanied by falling interest rates, which typically drives fixed income prices higher. This can result in a counterbalancing effect for portfolios that are experiencing losses from equities. This is the principle behind why equities and fixed income are combined to create a balanced portfolio.
With 30-year mortgage rates hovering in the 3% range and the S&P 500 Index up over 15% year-to-date (through July 15, 2021), many who have large sums of cash on hand are asking: Should I pay off my mortgage, or invest in the markets? If you find yourself asking that question, here are some things to consider.
Homeowners all across the country are evaluating their mortgages in light of the historically low interest rates and elevated home values. This Pathfinder can help guide you through the relevant issues.
Sometimes a simple conversation among professionals can glean a helpful array of information. Here’s a conversation between John Wing, Founder of QA Wealth Management, and Christian Ray, CFP, QA’s Director of Client Engagement, about the Secure Act legislation and some of its central provisions.
Evaluating your life and health insurance is an important exercise. This Pathfinder checklist can help you think through the various issues.
Here are important dates to know for 2021.
Evaluating your life and health insurance is an important exercise. This Pathfinder checklist can help you think through the various issues.
What Issues Should I Consider In Reviewing My Health and Life Insurance Policies? Evaluating your life and health insurance is an important exercise. This Pathfinder checklist can help you think through the various issues.
Death is never an exciting topic to think about. We avoid the thought or discussion at nearly all costs. For the same reason, discussions around life insurance can be difficult ones and often put off. We just don’t like thinking about death. But having appropriate life insurance coverage, especially for someone with a family, is a very important part of a well-rounded financial plan.
Evaluating your life and health insurance is an important exercise. This Pathfinder checklist can help you think through the various issues.
Pathfinder Worksheet: Reviewing Property and Casualty Insurance Policies Determining the appropriate property and casualty insurance coverage to protect your assets can be complex – use this Pathfinder to help you think through the issues carefully and read about The Importance of Protection Planning
Pathfinder Worksheet: Master List of Goals 2021 Setting goals is a key ingredient for effective financial planning and investing. This checklist might help you think about your own situation.
A question we often hear from clients is: How much cash is too much cash? This article shares a few easy steps to answering the question.